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The Renewal Quote Came in 27% Higher. You Now Know Something You Did Not Know Last Year.
A home warranty is a one-year service contract, so renewing is a fresh purchase at a new price. The difference…
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Two Leaks in Fourteen Months. Your Insurer Decides the Repipe Before the Third Leak Does.
Polybutylene stopped going into houses in July 1995, which makes the youngest one 31 years old. That single fact has…
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Her Escrow Statement Added $250 a Month. Only $75 of It Is Permanent.
About 65% of escrow accounts are projected to run short this year. The statement shows one bigger payment, but two…
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Your Premium Rose Two Years Straight and Your Dwelling Limit Never Moved. Here Is How to Force a Rebuild-Cost Re-Run
A premium increase is a rate decision. A stale dwelling limit is a coverage decision, and it is the one…
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Down Payment Assistance Is Usually a Second Mortgage. Ask These Three Questions Before You Sign
Forgivable, deferred, and repayable assistance are three different obligations wearing the same name. Here is what each one actually costs…
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Your HELOC Is 40% Drawn. Your Next Mortgage Lender Sees That Balance, Not the One After You Pay It Down
A payment made three days before the lender pulls credit usually does not show up. Here is what a drawn…
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Selling Next Year? Three Exterior Projects Beat a Kitchen Remodel by $19,600
Only five of the 28 projects in the latest Cost vs Value report return more than they cost, and eight…
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Before You Install a Security System, Look Up Your City’s False Alarm Fines
Monitoring is the price you get quoted. The permit fee and the escalating false alarm fines from your city are…
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Mortgage Rates Just Hit an 11-Month High. That Is Exactly When a Second Quote Pays the Most
When rates climb, the gap between what two lenders quote the same borrower widens. Here is what Freddie Mac’s own…
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Your Dishwasher Is Under Both a Manufacturer Warranty and a Home Warranty. Which One Do You Call First?
When an appliance is covered by both a manufacturer warranty and a home warranty, the order you call matters. Call…
